Posted on: December 15, 2025 Buying your first home is a big milestone, and for many younger veterans and service members, a VA loan can make that milestone more achievable. VA loans offer no-down-payment financing, flexible credit requirements, and competitive interest rates, which can remove major obstacles for first-time buyers. If you’re just starting out […]
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Fairly Calm Monday. Jobs Report on Deck 1 Hour, 20 Min ago Fairly Calm Monday. Jobs Report on Deck Monday ended up being a forgettable December trading day with modest overnight gains eroding to roughly unchanged levels by the 3pm close. There were no catalysts worth discussing, and even if there were,
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Posted on: December 15, 2025 Most homebuyers have heard of VA loans, but far fewer know about one of their most powerful benefits: VA loan assumptions. In a high-rate market, the ability to take over someone else’s low-rate mortgage can be a game-changer. Whether you’re buying or selling, here’s what to know. Check your VA
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Lender and Broker Services, Products, and Software Home equity may have been the headline in 2025, but the real story is what comes next. With nearly $35 trillion in homeowner equity and rising consumer debt shaping borrower behavior, the opportunity is clear. The path to capturing it is not. On Wednesday, Dec. 17, at 3
Hedging Auditor, Broker Survey, Non-QM, DSCR Products; Rising Insurance Costs Read More »
Big four bank Westpac has added up to 35 basis points to its fixed home loan rates after the Reserve Bank of Australia (RBA) shifted its tone on future rate cuts. The lowest standard (non-packaged) fixed rate in Westpac‘s line up is now 5.79% p.a. (7.96% p.a. comparison rate*) – up from 5.54% p.a. earlier
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Friday saw mortgage rates move back up near the highest levels of the week, and thus the highest levels of the past 3 months. Thus ends another week where mortgage rates end higher despite a Fed rate cut. We’ve beaten this horse to death, but here are the two key reasons Fed rate cuts don’t
Anyone Who Tells You They Know What Happens Next For Rates is Lying Read More »
Choose Your Own Market Movement Adventure. There’s a noticeable divergence between long and short term bonds since the Fed announcement, and it’s becoming more pronounced today. We can consider a few different reasons with the most basic being that the Fed rate cut outlook keeps shorter-term yields locked down at lower levels thus
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Correspondent Products, STRATMOR on Borrower Psychology; Lender Tools; DSCR Appraisal Issues in Baltimore “What happened with the DSCR appraisal issue in Baltimore earlier this year?” Good question. Baltimore is not alone: This week we have investors either pricing themselves out of, or ceasing loans from, the Philly market for certain non-owner loans.) The
Follow-Through Rally. What’s Up With Big Swings in Jobless Claims? Bonds are adding moderate to yesterday’s post-Fed gains. Most of today’s rally has followed this morning’s jobless claims data, but we wouldn’t necessarily give it all the credit. This is a tricky week to try to make sense of jobless claims due to
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Two-Way Trading But Not Much Day-Over-Day Movement Thu, Dec 11 2025, 4:11 PM Two-Way Trading But Not Much Day-Over-Day Movement Bonds had a solid morning, adding moderately to yesterday’s rally and taking yields well into the lowest levels since last Friday. But from just after the 9:30am NYSE open, bonds leaked slowly
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