Personal Finance

I’m 57 With $4.1 Million and Looking to Retire Abroad in a Few Years. I No Longer See the Point in Contributing to My 401(k). Am I Wrong?

A wealthy-looking businessman in his 50s poses next to a window with his arms crossed.

Question: I’m 57 with $4.1 million and looking to retire abroad in a few years. I no longer see the point in contributing to my 401(k). Am I wrong? Answer: As of 2022, the typical 57-year-old had $185,000 in retirement savings, according to the Federal Reserve. So if you’re 57 with $4.1 million socked away […]

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Warren Buffett Shares His Top Strategy to Safeguard Your Wealth Against Inflation

Warren Buffett Shares His Top Strategy to Safeguard Your Wealth Against Inflation

Key Takeaways Buffett calls self‑development “the best investment by far” because skills can’t be taxed or “inflated away.” The next‑best hedge is to own stock in companies whose products require little new capital but can raise prices at the rate of inflation or even higher. Firms built on royalty-like models or networks often convert revenue

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2 Hot Stocks From Completely Different Sectors That Look Wildly Overvalued

2 Hot Stocks From Completely Different Sectors That Look Wildly Overvalued

There’s a lot of love out there right now for two household names that are currently leading the tech and retail industries. But when you dig into the divergent paths and also compare them to their peers, some good old fashioned prudence might be order. It’s no surprise that emotional, trend-seeking investors often chase top

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Want To Retire at 55? See If You Can Answer These Five Questions

Retired couple sailing

Retiring at 55 might seem too young. You can easily work another decade. Plus, you can’t collect Social Security until 62 at the earliest. Even then, you’re losing money by receiving benefits before your full retirement age (FRA). Nonetheless, millions of people strive to retire at 55 and don’t care if they have to do

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Is AI Threatening Your Job Security? Tips to Safeguard Your Career in the Age of Automation

Is AI Threatening Your Job Security? Tips to Safeguard Your Career in the Age of Automation

Key Takeaways AI is rapidly automating roles in customer service, data entry, programming, content creation, and analysis-heavy jobs across finance, law, and medicine. The most at-risk jobs are those with repetitive, rules-based, or entry-level tasks. Human-centric skills like judgment, empathy, and creativity remain in demand. The rapid rise of artificial intelligence (AI) is reshaping the

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Is Your 401(k) Employer Match Too Good to Be True? What the Fine Print Could Reveal

Is Your 401(k) Employer Match Too Good to Be True? What the Fine Print Could Reveal

Key Takeaways An uncapped 401(k) match means employers match contributions without a fixed ceiling—up to plan and IRS limits. The IRS sets annual contribution limits for employees and employers combined in 401(k) plans. Employers may use vesting schedules that delay full ownership of matched contributions. Some employers adjust match amounts based on company performance metrics

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This $2 Billion Hedge Fund Led By a Former OpenAI Researcher Is Betting Against All Semiconductor Stocks Except These 2 Industry Giants

This $2 Billion Hedge Fund Led By a Former OpenAI Researcher Is Betting Against All Semiconductor Stocks Except These 2 Industry Giants

The long-term potential of these two companies may be underappreciated. Advances in artificial intelligence (AI) have the power to create huge opportunities for some businesses, while completely disrupting others. A company that can’t adapt to the changing environment stands to fall behind or see its products or services made obsolete by tech-driven alternatives. Leopold Aschenbrenner,

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