Personal Finance

Your Year-End Tax and Estate Planning Review Just Got Urgent

Your Year-End Tax and Estate Planning Review Just Got Urgent

(Image credit: Getty Images) As the year winds down, many people meet with their advisers to revisit taxes, estate plans and retirement accounts. This is a familiar routine, but 2025 is not an ordinary year. Several tax provisions from the One Big Beautiful Bill Act (OBBBA) become effective in 2026, and those changes will alter

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23 Last-Minute Gifts That Still Arrive Before Christmas

23 Last-Minute Gifts That Still Arrive Before Christmas

(Image credit: Getty Images) With just days left before Christmas, you’re running out of time to find gifts for those hard-to-shop-for names on your list – the coworker you drew for Secret Santa that you hardly know; the second cousin twice removed that just decided they’re coming for Christmas this year; the grandkid whose interests

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Target-Date Fund Innovation: Built-In Income Guarantees

Target-Date Fund Innovation: Built-In Income Guarantees

(Image credit: Getty Images) Qualified retirement planning has entered a new era. While target-date funds have simplified investing for millions of Americans, they fall short on one critical front: income certainty. As retirees live longer and market volatility persists, integrating guaranteed income solutions in the target-date funds of qualified plans is no longer optional —

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The 7-Month Deadline That Determines Your Lifetime Medicare Premiums

The 7-Month Deadline That Determines Your Lifetime Medicare Premiums

Turning 65 should be a milestone of freedom, not a source of financial stress. Yet, for millions of Americans, navigating the first step of Medicare — the Initial Enrollment Period (IEP) — becomes a confusing high-stakes gamble. The IEP is a critical seven-month window centered on your 65th birthday, and missing it can trigger something

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Don’t Let the Court Decide: Test Your Knowledge on Avoiding Probate

Don't Let the Court Decide: Test Your Knowledge on Avoiding Probate

This short, six-question quiz tests your basic understanding of why a comprehensive estate plan is crucial. We’ll focus specifically on the key differences between asset transfers through court-supervised probate and through private estate planning tools like a revocable living trust. Get started to see how well you understand the benefits of planning for the future

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