cycle

The “18-Year Real Estate Cycle” Ends in 2026 (What Now?)

The “18-Year Real Estate Cycle” Ends in 2026 (What Now?)

Dave:There’s a prominent theory originated by real economists, not just rogue YouTubers, that the real estate market runs in 18 year cycles and at the end of each cycle there’s a crash. And according to proponents of this theory, it accurately forecasted the 2008 crash. And now in 2026, exactly 18 years after 2008, the […]

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Despite $300K Salaries, Many High-Earners Still Live Paycheck to Paycheck — Here’s How to Break the Cycle

Despite $300K Salaries, Many High-Earners Still Live Paycheck to Paycheck — Here’s How to Break the Cycle

Key Takeaways High income doesn’t guarantee financial stability, as individuals earning six figures live paycheck to paycheck. Among Americans earning $300,000 or more, about 40% report living paycheck to paycheck. As a result of competing financial priorities, higher‑income earners may contribute less to retirement, infrequently save, or delay retirement timelines. When we think of living

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