(Image credit: Getty Images) If you’re looking for a financial adviser today, you’ve probably seen the word “fiduciary” everywhere. Banks use it. Brokerage firms use it. Insurance companies use it. Independent advisers use it, too. On the surface, that might sound like good news for investors, until you realize that the word is now being […]
‘Fee-Only’ and ‘Fiduciary’: Why You Must Know the Difference Read More »
In This Article Real estate investors and their accountants have turned tax avoidance into a fine art, with a sophisticated panoply of techniques designed to keep Uncle Sam’s cloying hands at bay. However, in a plot twist, presented in the form of another of President Donald Trump’s freewheeling, shoot-from-the-hip ideas to increase affordability, Uncle Sam
This Major Change in Capital Gains Rules Could Make a Huge Difference For Investors Read More »
Every year, Americans run through the cycle of Black Friday, Small Business Saturday and Cyber Monday, all dedicated to finding deals for gifts, necessities and everything in between. Once that routine is done, though, comes Giving Tuesday, a day dedicated to giving back. This year, Kiplinger Personal Finance Magazine spoke to Asha Curran in New
Giving Tuesday 2025: ‘Every Small Act Makes a Major Difference’ Read More »
Key Takeaways 93% of workers want 401(k) plans to offer lifetime income options, according to a study. Still, lifetime income can come from sources like Social Security, pensions, annuities, and thoughtfully planned withdrawal strategies using bonds, investments, or income-focused funds. A sustainable withdrawal strategy also involves thinking about spending needs and tax implications, as well
Key Takeaways Cash back is straightforward and flexible, while travel rewards can offer greater value for frequent travelers. Travel rewards cards may include perks like travel insurance, free hotel nights, and airport lounge access. Redemption options, point values, and ease of use vary widely. Annual fees, bonus categories, and transfer partners should factor into your
Cash Back vs. Travel Rewards: What’s the Difference? Read More »
Here’s a startling truth: Two retirees with identical portfolios and withdrawal rates could experience the same average annual return and end up with vastly different outcomes. In the worst-case scenario, one might run out of money, while the other sails through retirement comfortably. This isn’t a coincidence; it’s a critical retirement threat known as sequence
How Strategic Retirement Withdrawals Make a Huge Difference Read More »
TSA PreCheck and Global Entry are trusted traveler programs under the Department of Homeland Security and can help make your travel days more enjoyable. They’re similar programs, but have some key differences that can help you decide which one is right for you and your adventures. TSA PreCheck offers expedited security screening benefits for domestic