Mirror Tests and Absolute Exclusions

Hundreds May Have Been Exposed to Rabies in Grand Teton National Park Cabins

Independent insurance agents are facing considerable and relatively new errors and omissions (E&O) exposures, as well as growing exposures from long-time variables. When speaking to audiences, I’ve found a large proportion of agency executives and personnel are unaware of these increasing exposures. The hard market is exacerbating the situation. Hard markets cause a significantly higher […]

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