Fannie

Fannie Mae Just Made It Easier to Invest in ADUs—Here’s What That Means For Investors

Real Estate Buying & Selling /
home

In This Article Fannie Mae just supersized a landlord’s potential income by expanding financing for accessory dwelling units (ADUs). In doing so, the government-sponsored mortgage underwriter has made it easier for everyday investors to add rentable units, boost cash flow, and tap into the land around properties they already own, thereby driving appreciation. By expanding […]

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Fannie Mae and Freddie Mac’s Campaign to Lower Mortgage Rates

Real Estate Buying & Selling /
fannie mae

In This Article From May through October 2025, Fannie Mae and Freddie Mac increased their mortgage-backed securities (MBS) holdings by nearly one-third, reaching their highest level of holdings in nearly four years. The move renews the discussion around the future of the government-sponsored entities (GSEs) under the Trump administration. Why Expansion Matters Fannie and Freddie

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AI POS, Subservicing, Jumbo Products; Thoughts Operating Models; Freddie and Fannie News

Mortgage & Loans /
AI POS, Subservicing, Jumbo Products; Thoughts Operating Models; Freddie and Fannie News

Christmas Eve: AI POS, Subservicing, Jumbo Products; Thoughts Operating Models; Freddie and Fannie News Lender and Broker Services, Products, and Software “What would 50-100 bps more per jumbo loan mean for your team? Winning in today’s market takes more than price, but having a competitive bid still matters. Give your loan officers a

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Credit Review, HELOC, 2nd Products; Freddie and Fannie News; Cap. Markets

Mortgage & Loans /
Credit Review, HELOC, 2nd Products; Freddie and Fannie News; Cap. Markets

Credit Review, HELOC, 2nd Products; Freddie and Fannie News; Cap. Markets Lender and Broker Services, Products, and Software Newrez Wholesale has enhanced its partner protection program with Newrez Broker Protect, delivering broader and longer coverage for approved partners. Starting January 1, 2026, all approved broker partners receive 18 months of solicitation protection on

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Fannie Mae & Freddie Mac Boldly Remove Minimum FICO Requirements—Here’s Why That’s a Big Deal

Real Estate Buying & Selling /
fannie mae

In This Article Remarkably, Fannie Mae has officially removed the 620 minimum FICO requirement for Desktop Underwriter (DU) submissions, aligning their approach with Freddie Mac’s LPA as of Nov. 15. Approvals are now determined entirely by DU/LPA findings rather than a hard credit score cutoff. Strong compensating factors have the largest impact toward obtaining A/E

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HELOC, Meeting Software, MSR Valuation Tools; M&A for Servicing; Extension Cost Primer; Freddie and Fannie Price Fixing?

Mortgage & Loans /
HELOC, Meeting Software, MSR Valuation Tools; M&A for Servicing; Extension Cost Primer; Freddie and Fannie Price Fixing?

HELOC, Meeting Software, MSR Valuation Tools; M&A for Servicing; Extension Cost Primer; Freddie and Fannie Price Fixing? I always wonder, when I see two gas stations near each other in a small town, if the owners agree on pricing and share information. But when you’re dealing with trillions of dollars of mortgages and

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Fannie Mae Announces Major Updates To Credit Requirements

Mortgage & Loans /
Fannie Mae Announces Major Updates To Credit Requirements

We stay up-to-date on the latest lending updates, so our clients and partners can move with confidence. Fannie Mae has just announced exciting changes that will take effect for loans registered on or after November 16, 2025. These updates are to expand access to financing while making the credit evaluation process more flexible and inclusive.

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HELOC, DPA, Non-QM, Merge Assistance Tools; Pennymac/Vesta Deal; LOs and Consistency; Fannie Issuance Dropping

Mortgage & Loans /
HELOC, DPA, Non-QM, Merge Assistance Tools; Pennymac/Vesta Deal; LOs and Consistency; Fannie Issuance Dropping

HELOC, DPA, Non-QM, Merge Assistance Tools; Pennymac/Vesta Deal; LOs and Consistency; Fannie Issuance Dropping Tomorrow I head from Boise to Jackson for the Mississippi Mortgage Banker’s Fall Conference. Certainly a topic in my email in-box and at events is how Freddie and Fannie’s market share is ebbing, and at noon PT, 3PM ET,

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Fannie Ticket, Custom Software; Stratmor CX, Industry Events; Trump Shapes the Fed

Mortgage & Loans /
Fannie Ticket, Custom Software; Stratmor CX, Industry Events; Trump Shapes the Fed

Fannie Ticket, Custom Software; Stratmor CX, Industry Events; Trump Shapes the Fed There are some “big-hitters” in the mortgage, finance, and housing world who will tell you that the Trump Administration’s plan to sell shares in Fannie Mae and Freddie Mac could drive up the mortgage rates that Americans pay. Shareholders want a

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