(Image credit: Getty Images) The stock market is hitting record highs again. Nvidia recently crossed $5 trillion. OpenAI is eyeing a $1 trillion IPO (although going public doesn’t appear to be its biggest priority). In 2025, AI and semiconductor ETFs exploded — a classic late-stage sign of market fever. But on the ground, the real […]
Gen X Investors: Protect Your Portfolio From an AI Bubble Read More »
Key Takeaways A majority of Gen Z respondents claim they’ve overspent in order to seem more successful, both online and in person. The desire to impress romantic partners is a key driver for this behavior, with 16.58% of Gen Zers taking on debt or hurting their credit score in order to buy their partner a
Gen Zers Admit to Faking Their Finances to Impress Partners, Risking Debt in the Process Read More »
Key Takeaways Gen Z plans to cut holiday spending this year, prioritizing essentials and secondhand goods over gifts. This shift reflects broader financial stress and a growing focus on value-driven, practical spending. Generation Z shoppers are changing how they spend this holiday season. Rising inflation, tariffs, and tighter household budgets are making it harder to
Why Gen Z Is Breaking the Mold on Holiday Spending by Choosing to Save Read More »
Gen Z-styled protests spread in Mexico, fueled by mayor's murder
Gen Z-styled protests spread in Mexico, fueled by mayor's murder Read More »
The oldest Gen Xers — those born in 1965 — are turning 60 this year. Raised on mixtapes, MTV and a hefty dose of skepticism, this generation has long flown under the radar in the retirement planning conversation. But now, with retirement on the horizon and economic uncertainty on the rise, it’s time to hit
Gen X Turns 60: It’s Time to Remix Your Retirement Playlist Read More »
Key Takeaways The trust funds used to pay Social Security benefits will be depleted in 2033. After 2034, the program will continue paying benefits, but they will be reduced. Policy changes to payroll taxes and Social Security benefits could ensure the long-term longevity of the program through Gen Z’s retirement. Gen Z can prepare for
What Gen Z Needs to Know About Social Security’s Future and Their Retirement Income Read More »
Key Takeaways Nearly half of Gen Z investors trade cryptocurrency. Crypto is highly volatile and not regulated by government agencies. Studies show that many Gen Z investors are willing to take the risk anyway. Gen Z in the Financial World Generation Z, born from 1997 to 2012, has never known life without the internet. That
Inside Gen Z’s Crypto Habit Read More »
Key Takeaways A new report by Northwestern Mutual found that most Gen Xers don’t feel they will be financially prepared to retire. This generation has its fair share of unique financial challenges, including being “sandwiched” between caring for aging parents and children at an increasing rate. Gen X was also most severely impacted by the
More Than Half of Gen X Doesn’t Think They’ll Be Ready For Retirement. Here’s Why Read More »
Join Ryan Nauman on the Adjusted for Risk Podcast as he sits down with Nate Lenz, co-founder and CEO of Concurrent, to discuss the transformative trends in wealth management, the role of next-gen financial advisors, and the impact of emerging technologies like AI. Recorded live from the Wealth Management Edge conference, this episode dives deep
Investment, Innovation, and the Next Gen Advisor Read More »
Key Takeaways Younger Americans grew their savings more in the first half of this year than older generations, a Santander Bank survey found. More than half of Gen Z and Millennial respondents said their savings increased during the first half of the year. High-interest CDs are on Gen Z’s radar, with 74% expressing interest while