Key Takeaways The average student loan debt in the U.S. is almost $39,000 in 2025. Those between the ages of 50 and 61 have the highest average federal student loan debt at $46,556. About 42% of students who borrow money for college are still paying off their loans 20 years later. The borrowers carrying the biggest […]
How Does Your Student Loan Debt Compare to Others? Find Out Where You Stand Read More »
Coast to Coast Jobs; Hodge Podge of Economic News; Improved Pull Through = Lower Cost Per Loan When did our business start with the catchy slogans? Stay alive in ’25? Stay in the mix in ’26. It’ll be heaven in ’27. How about, “Try to earn a little revenue every day, day after
Credit Union Compliance, HELOC Products; Conventional Conforming Loan Limits and Other Fannie/Freddie News The new phone books are here, the new phone books are here! Oh, wait a minute. The new conventional conforming loan limits are here! The new conventional conforming loan limits are here! True, lenders that are entirely focused on non-Agency
KEY TAKEAWAYS The “One Big, Beautiful Bill” will restrict the amount of federal student loans available to college students next year. Students may have to take out riskier private loans to cover the rest of their schooling. The average medical graduate student will not be able to take out enough federal loans for the cost
New Student Loan Limits May Force More Borrowers to Take Out Private Loans Read More »
Both the FHFA and the S&P/Cotality Case-Shiller home-price indices released new data this week. The message remains consistent: home prices are still higher than a year ago, but the pace of appreciation continues to slow. FHFA’s national index shows prices up 1.7% year-over-year and flat 0.0% month-over-month in September after August was revised to 0.0%.
Conforming Loan Limit Rises to $832,750 Amid Lowest Home Price Growth Since 2012 Read More »
KEY TAKEAWAYS The “One Big, Beautiful Bill” created different student loan limits for graduate students and “professional” graduate students. Professional students, such as those in medical and law fields, will receive a higher loan limit than other graduate students. Critics argue that excluding degrees such as nursing and social work from being considered “professional” makes
In This Article This article is presented by Connect Invest. Office loan delinquencies are surging again. In September 2025, Fitch Ratings reported that U.S. office delinquencies jumped after a $180 million loan tied to Manhattan’s 261 Fifth Avenue defaulted—the latest in a string of commercial real estate stress signals. Nationwide, delinquency rates on commercial mortgage-backed
Office Loan Defaults Rise Amid Renewed Stress in Downtown Areas Read More »
AI Outreach, Loan Loss, Credit, Reverse Tools; STRATMOR on LO Gratitude; Portable Mortgages? Today’s trivia: Missouri and Tennessee are tied for bordering the most states: eight. This week I head to Missouri, the jumping off point for thousands of wagon trains heading west in the mid-1800s. Back then, land grants were relatively common
KEY TAKEAWAYS Thousands of high-income student loan borrowers are being blocked from switching to the Income-Based Repayment (IBR) plan, preventing them from qualifying for tax-free loan forgiveness. If processing delays are not rectified, these borrowers may not be able to have their loans discharged before the tax-free deadline expires at the end of the year.
These Student Loan Borrowers Are Still Blocked From Getting Tax-Free Forgiveness Read More »
Each week, in our Ask the Editor series, Joy Taylor, The Kiplinger Tax Letter Editor, answers questions on topics submitted by readers. This week, she’s looking at four questions on the new tax deduction for paying interest on vehicle loans. (Get a free issue of The Kiplinger Tax Letter or subscribe.) 1. What are the
Ask the Tax Editor: Car Loan Interest Deductions Read More »