(Image credit: Getty Images) For decades, our days are dictated by deadlines, meetings, responsibilities and routines. The alarm rings, we hustle through the day, crash into bed and repeat. Rest often gets pushed to the bottom of the list. But in retirement, that dynamic finally flips, and learning how to rest intentionally becomes more important […]
Your Most Overlooked Retirement Investment: Doing Nothing Read More »
(Image credit: Getty Images) Many people spend decades saving and investing, only to discover that their well-funded portfolio doesn’t necessarily equal a well-planned retirement. To build lasting security, it’s important to create a plan that can help you realize your goals while also protecting your income and independence. In the run-up to retirement, or when
6 Overlooked Areas That Can Make or Break Your Retirement Read More »
Key Takeaways With a health savings account (HSA) can be used as a long-term savings account. HSAs come with triple-tax benefits that can be used to increase retirement savings. After age 65, maximizing the tax benefits of HSAs can supersede the retirement savings benefits of both IRAs and 401(k)s with tax-free withdrawals for qualifying medical
The Overlooked Account That Could Supercharge Your Retirement Savings Read More »
Key Takeaways 93% of workers want 401(k) plans to offer lifetime income options, according to a study. Still, lifetime income can come from sources like Social Security, pensions, annuities, and thoughtfully planned withdrawal strategies using bonds, investments, or income-focused funds. A sustainable withdrawal strategy also involves thinking about spending needs and tax implications, as well