(Image credit: Getty Images) Whether you’re pleased or disappointed about the resumption of the Federal Reserve’s rate-cutting cycle may depend on whether you are primarily a borrower or a saver. Regardless of where you fall on that spectrum, if you’re an investor, now is a good time to review your portfolio and make some tweaks […]
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Key Takeaways For people in their 60s, retirement accounts typically hold more than $300,000 in stocks on average—but the median balance is closer to about $100,000. Taxable brokerage accounts vary widely, but industry data show engaged near-retirees often hold low- to mid-six-figure balances. As retirement nears, many wonder if their investment portfolios will provide the
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Question: I’m 64, retired, and want to invest $400,000 of my $2.4 million portfolio in a winery I’d co-own with a few partners. Am I crazy? Answer: Many people look forward to retiring because it typically means a break from the daily grind of work. But there’s a downside to not working — having too
For decades, the blueprint for retirement saving has been clear: build a diversified portfolio of publicly traded stocks and bonds, contribute consistently and let compound growth work its magic. But what if a critical component of that growth has quietly moved outside the reach of most individual investors? The investing landscape has fundamentally changed. The
Is Your Retirement Portfolio Too Late to the Profit Party? Read More »
Ben Chester had no money. In fact, it was worse—he had $120,000 in debt. He was sleeping at work and renting out his own rented apartment just to survive in America’s most expensive market—New York City. Now, six years later, he has eight rental properties, is debt-free, and even owns Billy Joel’s former residence (yes,
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Key Takeaways Bank of America analysts compiled a group of 16 stock picks for investors looking to find value outside of the AI trade amid growing worries about a bubble. The list includes AT&T, Disney, Dollar General, KeyCorp, Progressive, and cruise operator Viking. If you’re looking to diversify your stock portfolio away from AI, Bank
Worried About an AI Bubble? Here Are BofA’s Top Stock Picks to Diversify Your Portfolio Read More »
Charlie Munger, the former Berkshire Hathaway Inc. (BRK.A, BRK.B) vice chair and Warren Buffett’s long-time right-hand man, argued that investors must be prepared for a brutal reality: If you can’t stomach a 50% decline in your portfolio, you’ll never achieve exceptional results. While many hope for an easy path to wealth, Munger’s rule remains one
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Most kitchens are well-stocked with pantry staples, the foundation of all recipes. But every good chef knows that the best meals feature a variety of flavors, including some spice. Technique is important: Too much or too little of any single ingredient can make a big difference. The same approach applies to portfolios. Earlier this year,
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Your portfolio could be more vulnerable than the market’s march upward this year might make it look. Investors are piling into stocks despite relatively high interest rates, a slowing economy, and concerns over the potential for an AI bubble. Wall Street calls it the “run it hot” trade, and it’s pushing the S&P 500 index,
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Key Takeaways The 60/40 portfolio no longer reflects modern market dynamics, according to José Minaya of BNY. A better model is a 50/30/20 portfolio that balances equities, bonds, and alternatives, he says. AI-powered investing may help investors manage complexity and improve performance. For decades, the 60/40 portfolio—60% stocks and 40% bonds—was considered the gold standard
The 60/40 Portfolio Is Out. The 50/30/20 Portfolio Plus AI Investing Is In. Read More »