When Bianca Jones, a 33-year-old special education teacher in Memphis, Tennessee, decided a couple of years ago that she wanted to buy a house, she started digging into her Experian credit report. She was shocked by what she found. Her student debt had been double-counted, making it look as though she owed a quarter of […]
Funding Cuts Put America’s Consumer Watchdog on the Brink of Collapse Read More »
(Image credit: Getty Images) Editor’s Note: This is part four of a four-part series about how to create and use your own Estate Planning Playbook. Earlier articles covered the fundamentals, the key components and the value of assembling a personal playbook. Today, we focus on using your plan as an active, ongoing tool that supports
You’ve Built Your Estate Plan — Now Put It to Work Read More »
(Image credit: Getty Images) One of the great privileges of retirement is being able to give back. After years of saving, working and providing for family, many people find generosity becomes one of life’s most meaningful pursuits. Whether you’re supporting your church, backing medical research or helping your community thrive, giving brings joy and purpose.
Retirees: Put Charitable Gifts in a DAF (and Get a Tax Break) Read More »
(Image credit: Getty Images) Question: I’ve got $10,000 from my year-end bonus, and I want to keep it safe but still earn something. Is a CD or a money market account the smarter move? Answer: It’s a natural question to ask right now. With your bonus in hand and interest rates slipping after the Fed’s
CD vs. Money Market: Where to Put Your Year-End Bonus Now Read More »
Key Takeaways ChatGPT offered solid guidance about considering your time horizon when deciding where to put $10,000 in savings. But when we asked ChatGPT for the highest rates it could find, its top pick trailed in almost every major savings category. Our savings and CD rates are fresher and higher than what ChatGPT was quickly
ChatGPT Says This Is The Best Place to Put $10K—But We Found Better Options Read More »
Deep inside a report on the future of water in central Ohio is this warning: Industrial demands for water will skyrocket at the same time experts expect farmers will need to regularly irrigate their fields during the critical growing period of July through September. The competing demands of agriculture and industry – particularly the 130
Surge in Water Demand Could Put Ohio Farmers and Industry on Collision Course Read More »
As Giving Season fast approaches, advisers are gearing up for familiar conversations around philanthropy, taxes and year-end planning. Many now include donor-advised funds (DAFs), one of the most flexible and tax-efficient charitable planning tools. DAFs allow donors to contribute assets, secure an immediate deduction, invest contributions tax-free and recommend grants over time. Beyond their simplicity,
Tax-Smart DAF Strategies Advisers Can Put to Work for Clients Read More »
Florida elections officials have taken early steps under pressure from activists to advance a proposed initiative to legalize recreational marijuana to next year’s ballot, legal filings show. The procedural move comes after the campaign behind the issue, Smart & Safe Florida, filed a complaint with the Florida Supreme Court, alleging that officials in Republican Gov.
Florida Takes Steps to Put Recreational Marijuana on the Ballot Next Year Read More »
Key Takeaways ChatGPT offered solid guidance about considering your time horizon when deciding where to put $10,000 in savings. But when we we asked ChatGPT for the highest rates it could find, its top pick trailed Investopedia’s in almost every major savings category. Because our team checks rates from 200+ institutions every business day, Investopedia’s
ChatGPT’s Advice on Where to Put $10K Isn’t Bad—But We Found Even Better Options Read More »
Insurance companies care about fault. And I mean fault in almost every way conceivable. Let me highlight five ways in which fault matters and what you can do (in some of the cases) to help ensure that you don’t get canceled by your insurance company. 1. Premium payments Whether you pay your insurance bills online
Your Insurer Will Put the Blame on You in These 5 Scenarios Read More »