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Experts Say the Widespread Adoption of Stablecoin Can Lead to “Significant Run Risk” in a Crisis

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Experts Say the Widespread Adoption of Stablecoin Can Lead to "Significant Run Risk" in a Crisis

For more than a decade, stablecoins have offered the promise of the benefits of cryptocurrency with stability of the U.S. dollar —an ideal stablecoin would always be worth $1.  However, as Congress considers historic legislation related to these assets, worth more than $250 billion as of August 2025, research reveals a problem with their models:

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