DPA, HELOC, Correspondent eNote, Escrow Mgt. Tools; STRATMOR on IMB Concerns; Servicing Alarms Products, Services, and Software for Brokers and Lenders “Escrow is supposed to be predictable. But in default servicing, that predictability diminishes when a loan enters delinquency. Escrows stop being a background process and turns into a manual, high-risk exercise. As […]
Servicing, QC, Workflow, Non-Agency Products; LOs Using Tools Effectively; STRATMOR Tech Survey Products, Services, and Software for Brokers and Lenders There’s a reason $5.99 feels different than $6.00. Behavioral economists call it the “left-digit effect.” When it comes to mortgage rates, borrowers just call it a reason to refinance. Optimal Blue’s January Market
Property Database, Construction Products; Attorney Mitch Kider Thought Leadership; STRATMOR on AI Fans of MASH know that Alan Alda turned 90 yesterday, and the remaining actors from the show joined him on the beach. When you reach a certain age you don’t care about the employment picture. Amazon laying off another 16,000, as
HELOC, Non-QM processing, Jumbo Tools; STRATMOR on Housing Ecosystem; Rocket Lawsuit On January 29 at 1PM ET, STRATMOR Group and T3 Sixty launch a new collaboration with a live T3 Insight TODAY webinar focused on the New Housing Services Ecosystem. (More below.) Things are evolving, or devolving, with compliance, and Blake Boss of
HELOC, Non-QM processing, Jumbo Tools; STRATMOR on Housing Ecosystem; Rocket Lawsuit Read More »
Settlement Agent Vetting, Servicer Efficiency Tools; STRATMOR on Tech; Investors, Crypto, and DSCR Products, Services, and Software for Brokers and Lenders LEVEL UP YOUR SERVICING PLAYBOOK WITH SAGENT AT MBA SERVICING ‘26. Join Sagent in Dallas at MBA Servicing ‘26 to discover how Dara by Sagent is transforming mortgage servicing with unified data,
Property Data, Construction Products; Webinars and Training; STRATMOR on Operational Readiness Products, Services, and Software for Brokers and Lenders Curious when a shift from best efforts to mandatory delivery makes sense or how to sharpen an existing hedging strategy? Optimal Blue’s Hedging 101: The Benefits of Mandatory Delivery offers a clear look at
AI, Retention, Jumbo Tools; STRATMOR Interview; Lenders From 2006; Mortgage Action Alliance Redfin is calling next year the beginning of “The Great Reset,” when wages will grow faster than home prices for the first time since 2008. Eventually, that could mean affordable houses. But not this year. Mortgage banking isn’t a career most
Lender and Broker Services, Products, and Software “The federal quality control standards under Dodd Frank for automated valuation models (AVMs) require valuation professionals to provide greater transparency in how AVMs determine credible, consistent, and objective property values. That’s why it’s important (and required) to regularly test, monitor and validate your AVMs. ICE’s advanced AVMs and
Jumbo, Hedging, HELOC, Custom Newsletter Products; STRATMOR the UWM/TWO Deal Read More »
Correspondent Products, STRATMOR on Borrower Psychology; Lender Tools; DSCR Appraisal Issues in Baltimore “What happened with the DSCR appraisal issue in Baltimore earlier this year?” Good question. Baltimore is not alone: This week we have investors either pricing themselves out of, or ceasing loans from, the Philly market for certain non-owner loans.) The
DSCR, Non-QM, FHA Products; AI, Broker, Borrower-Focused Webinars; STRATMOR on 2026 Growth Areas A buddy from Kentucky wrote to me, saying, “Statistics show that the average person has sex 89 times per year. Looks like I’m in for a pretty wild December.” November is behind us, and with it all the noise about